Finance Department

Auto Finance
Phone: (877) 537-5184
Fax:
1201 Center Point Parkway
Birmingham, AL 35215
  • Sunday Closed
  • Monday 8:30 AM - 8:00 PM
  • Tuesday 8:30 AM - 8:00 PM
  • Wednesday 8:30 AM - 8:00 PM
  • Thursday 8:30 AM - 8:00 PM
  • Friday 8:30 AM - 8:00 PM
  • Saturday 8:30 AM - 7:00 PM

Serra Hyundai Birmingham helps people finance their purchase. Our finance experts at Serra Hyundai in Birmingham help people with all credit situations and types of special finance needs drive their dream car home. Regardless of where you are in the car buying process, you can get our free secure car loan quote for all Hyundai auto loans. Serra Hyundai only works with trusted lenders to bring you low auto loan rates and flexible terms. Use our easy guaranteed secure Hyundai car loan application and get started with buying your dream car today!

Lease vs. Buy

Deciding whether to lease or buy a Hyundai vehicle in the Birmingham area can be a tough choice without any help. When you buy a Hyundai car, you pay for the entire Hyundai vehicle. You will usually make a down payment, pay the sales taxes in cash or roll these taxes into your Hyundai auto loan and pay an interest rate. You usually will make your first payment a month after you sign your contract. This option is great if you like to keep your cars for a long period of time and have a need to put unlimited miles on the Hyundai vehicle. When you lease, you are paying only for what you use. You do not have to have money to put down. You typically only pay sales tax on your monthly payments and are charged with a money factor that is similar to the interest rate on a new or used car loan. You make your first payment at the time you sign your contract.